What to Do If You Want to Make Money Online but Feel Lost.

By Yiga -

 


Being broke is not just about lacking money. It is about pressure. It is about fear. It is about waking up every day with unanswered questions and unpaid responsibilities. Many people talk about success, but very few talk honestly about what it feels like to start from nothing.

I know what it means to count coins before buying food. I know what it means to delay rent, to postpone dreams, and to feel stuck while time keeps moving. That experience shaped how I think about money, discipline, and growth.

If I lost everything today — no savings, no steady income, no safety net — this is exactly what I would do. No motivation talk. No shortcuts. Just a realistic, step-by-step plan anyone in Uganda can follow.

Step 1: Accept Reality Without Self-Pity

The first mistake many broke people make is denial. The second is self-pity.

If I was broke again, I would accept my situation honestly. Not to feel ashamed, but to see clearly. You cannot fix what you refuse to face.

Acceptance sounds simple, but it is powerful. It removes excuses and creates responsibility.

I would stop saying:

  • “Life is unfair”
  • “People don’t support me”
  • “I’m unlucky”

And start saying:

  • “This is where I am”
  • “This is temporary”
  • “I can rebuild step by step”

Step 2: Fix My Mindset Before Chasing Money

When you are broke, the temptation to chase quick money is high. This is dangerous.

I would focus first on my mindset. Why? Because money earned with a broken mindset disappears fast.

I would remind myself:

  • There is no shame in starting small
  • Progress is better than pride
  • Discipline matters more than motivation

Mindset is not positive thinking. It is controlled thinking.

Step 3: Cut Expenses Ruthlessly (But Wisely)

If I was broke again, I would immediately reduce unnecessary expenses.

This does not mean suffering unnecessarily. It means prioritizing survival and growth.

I would cut:

  • Unnecessary data usage
  • Impulse spending
  • Entertainment that adds no value

I would keep:

  • Food
  • Transport for work
  • Tools for earning

Every shilling saved becomes a seed.

Cutting Expenses wisely you need something better. Learn how you can save money in this year 2026

Step 4: Start Any Honest Income Immediately

When broke, dignity does not come from waiting — it comes from action.

I would not wait for the “perfect” opportunity.

I would start with what is available:

  • Food vending
  • Casual labor
  • Helping in shops
  • Phone services

The goal here is not long-term wealth. It is cash flow.

Cash flow reduces pressure. Reduced pressure allows thinking.

As a beginner I shared a realistic side hustles that can pay rent in Uganda.

Step 5: Save Small Amounts Consistently

Most broke people think saving is impossible. That is false.

I would save even UGX 1,000 per day if that is all I had.

Saving is not about amount. It is about habit.

That habit builds confidence and discipline.

Step 6: Learn a Skill That Can Grow Income

While earning small income, I would invest time in learning.

Skills multiply effort.

I would focus on skills that:

  • Require low capital
  • Can be learned on a phone
  • Have demand

Examples include:

  • Online writing
  • Blogging
  • Digital marketing basics
  • Forex education (slowly)

Skills change income trajectory.

Step 7: Avoid Scams and Shortcuts

When broke, scams look attractive.

I would avoid:

  • Get-rich-quick schemes
  • Unverified crypto promises
  • Paid “jobs” with no proof

Anything promising instant wealth is a red flag.

Slow growth is safer growth.

Step 8: Build One Hustle Seriously

I would choose one hustle and commit.

Not five. Not ten.

Focus builds momentum.

I would ask:

  • Can this hustle grow?
  • Can I improve it?
  • Can it become stable?

Depth beats variety when rebuilding.

Step 9: Use Faith as Strength, Not Excuse

Faith matters, especially when life is heavy.

But faith must support action.

I would pray for strength, clarity, and discipline — not shortcuts.

Faith keeps hope alive when progress is slow. So, here is faith and discipline guide that schools didn't taught us.

Step 10: Track Progress Weekly

What gets tracked improves.

I would review:

  • Income
  • Expenses
  • Habits
  • Mistakes

This builds awareness and control.

Tracking progress weekly needs plan, here is guide of how I plan my week as Trader, blogger etc to be successful.

Step 11: Reinvest Before Rewarding Myself

Early profits should not go to lifestyle upgrades.

I would reinvest into:

  • Stock
  • Tools
  • Learning

Delayed gratification accelerates growth.

Step 12: Build Confidence Through Small Wins

Confidence comes from action, not motivation.

Every small win matters.

Each paid bill, each saved amount, each completed task builds belief.

Common Mistakes I Would Avoid

  • Comparing my journey to others
  • Trying to impress people
  • Quitting too early
  • Ignoring discipline

Focus on progress, not pressure.

Encouragement for Anyone Starting From Zero

If you are broke today, you are not broken.

Your situation is not your identity.

Start where you are.

Use what you have.

Move one step at a time.

Growth is possible.

Final Words: Broke Is a Phase, Not a Life Sentence

If I was broke again today, I would not panic. I would plan.

I would move slowly, intentionally, and consistently.

Money respects discipline.

Growth respects patience.

If you want guidance on rebuilding income, discipline, and direction step by step, reach out.

📲 WhatsApp: +256743427476

Glow With Yiga is about real growth, real struggle, and real progress.

Let us grow together. Let us glow together.

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