Financial Booster

Financial Booster

Make Money Without Working Hard? Here’s How Money SMS Helped Me Withdraw Via PayPal & Crypto

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   For anyone who wants a free, legit app that earns while you rest. Here’s my honest experience with Money SMS + what you must know before using it.

Proof is in the payout: passive earnings do work. — Glow With Yiga


What Is Money SMS & Is It Real?

Money SMS is an Android app that lets you earn money by simply receiving “test” SMS messages on your phone. You don’t have to reply or use them  just keep the app active, and messages come periodically. You also withdraw your earnings via PayPal, Litecoin, or Bitcoin once you meet the minimum threshold. 

Yes, it’s real. There are many user reviews on Trustpilot and forums saying they successfully withdrew small amounts  €2 or more  to PayPal and crypto wallets. 

My Personal Experience

I’ve used it, and I did manage to withdraw **£10** to my PayPal account and another **£5** via Litecoin. It wasn’t fast money, but it was free, no hidden charges, and no heavy work. It ran in the background while I kept living my day. That’s why I recommend it.

How It Works — Step by Step

  1. Download the Money SMS APK from their official site (not always on Google Play). 
  2. Install and register using your phone number. Some countries are supported; others may not be. 
  3. Keep your internet connection on. Let the app run in the background (don’t kill it). It will receive test messages automatically. 
  4. Earn small amounts per message (around €0.01-€0.03 depending on your beginner status). 
  5. Use referrals: when people register using your code, you earn bonus or percentage of their withdrawals. 
  6. Withdraw when you reach the minimum (≈ €2). You can choose PayPal, Litecoin or Bitcoin. 

What You Must Know — Pros & Cons

  • Pro: Very low effort. Once set up, it gives passive income while you do nothing. Great for anyone with a spare Android phone. 
  • Pro: Multiple payout options: PayPal and crypto (Litecoin, Bitcoin). 
  • Con: Earnings are small per message  it takes time to reach payout threshold. 
  • Con: Availability depends on country. Some regions get fewer messages; some not supported. 
  • Con: You’ll receive random SMS messages, some may seem useless or spammy. It’s part of the job. 
  • Con: Must use Android; may not work on iOS or tablets. 

How to Use the App & Boost Your Earnings

  • Keep the phone charged and connected to the internet or data/WiFi.
  • Don’t kill the app  allow background permissions so it can work even when screen is off.
  • Refer friends using your referral code to get extra bonuses. Each person using your code increases your earnings. 
  • Watch for when it sends test SMS: some days you’ll get more, some days fewer  it depends on your country and network traffic.
  • Withdraw when you reach minimum  don’t leave money stuck. Keeping proof of payout helps build trust.

Use This Referral Code When You Register

If you each want to try Money SMS and want a little bonus when you sign up, use my referral code: 3BC91CABED. It helps you, and it adds a bit extra to my earnings too  we all rise together.

Final Word; Money SMS Is Not a Get-Rich Miracle, But It’s Worth Trying

Don’t expect huge money overnight. This app is best for side income  small, consistent. If your expectations are clear, you’ll enjoy this: a phone running in the background bringing something into your pocket. Use it alongside your hustles  chapati, boda, content, whatever you do.

My goal: make extra money passively without risking anything. If you use Money SMS well, you’ll see £5-£10 over time — and that adds up. — Glow With Yiga


⚠️ Small Disclaimer


While Money SMS appears legit (many users report real payouts), earnings are slow and depend on your region. Some places get few test messages, which means waiting longer. Also, random SMS permissions may bug some people. Use it as extra income, not your main hustle.

Location: Africa

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