What School Didn’t Teach Us About Money

By

 



By Yiga Moses; Glow With Yiga

“School prepared me to pass exams. Life forced me to learn how to survive.”

Let’s speak the truth, we were taught how to solve math problems, memorize history, and pass exams… but nobody taught us how to make money, manage money, or multiply money.

And that’s why many bright students are struggling today. You can graduate with a degree and still be broke if you don’t understand the reality of money.

📘 What They Should Have Taught Us

1. How to Earn Outside a Job

School taught us to look for jobs. But jobs are few. What we needed was training in business skills, online skills, and smart hustles. Most of us had to learn that after school through suffering.

2. How to Budget and Save

We learned how to draw budgets in theory. But no one taught us how to handle real money. How to budget 10k. How to save 5k a day. How to avoid spending all because of pressure.

3. That Debt is a Trap

School didn’t warn us about bad debt, the kind where you borrow for luxury, parties, or show-off. Many youth get stuck in loans and apps because they never learned how to manage simple finances.

4. That Money Comes with Mindset

We weren’t told that money is more about discipline than luck. You don’t need magic or miracles to grow, you need consistency, savings, and smart decisions.

💰 What I Had to Learn Myself After School

  • Money comes from value. If you want to earn, solve a problem or offer a skill.
  • Savings are more powerful than income. You can earn 1M but stay broke if you can’t manage it.
  • Online income is real; but it takes learning, not gambling.
  • You must plan your money or it will control you.

🎓 School Gave Me a Paper; Hustle Gave Me Perspective

I’m grateful for education. It gave me reading, writing, structure. But hustling on the streets taught me how to survive, grow, and glow with purpose.

I had to teach myself how to save 5k daily. I had to Google what Forex is. I had to learn how to post online and sell chapatis, accessories, and ideas.

Everything school didn’t teach me, life forced me to learn the hard way. But now I share those lessons so others don’t have to suffer blindly.

✅ What You Can Do Now (Even If You Didn’t Learn It in School)

  • Start saving today, even if it’s just 2k a day
  • Pick one skill (Forex, digital marketing, sales, etc.) and master it
  • Read books and blogs, not just for fun, but to grow
  • Follow people who teach real money wisdom, not just show-off lifestyle

🙌🏽 Final Word from Yiga Moses

School didn’t teach us everything, and that’s okay. Because now you can teach yourself. You can become a student of life, money, and purpose.

And the best part? You don’t need to be perfect to begin. You just need to be willing. Start small. Think big. Keep growing.

📘 Want to Learn What Really Works?

📥 Download my free book: Start Small, Think Big
👉 Click here to download
📩 Email: mosesyiga8@gmail.com

#GlowWithYiga #SmartMoneyUG #StartSmallThinkBig #RealLifeLessons #StreetWisdom

Popular posts from this blog

How Ugandans Can Earn with Micro-Tasks (Remotasks, Swagbucks, Surveys)

By
Image
In a time where data bundles are everywhere and smartphones are in every pocket, making money online is no longer a dream, it's a real side hustle for smart Ugandans . If you’ve ever asked: “How can I earn money using just my phone?” “Is it possible to make UGX 50k to 350k without capital?” “I’m a student, hustler, or jobseeker… what online jobs can I do today?” Then micro-tasking could be your breakthrough. What Are Micro-Tasks? Micro-tasks are small online jobs you can complete quickly using your smartphone, tablet, or laptop . These tasks include: Watching videos Answering surveys Identifying images (AI training) Transcribing short audios Reviewing websites or apps Typing or voice-based tasks Each task may pay a small amount, but when you do them consistently, it adds up some, Ugandans are making between UGX 50,000 to UGX 350,000 per month just from micro-tasking during their free time.  Best Micro-Task Platforms for Ug...
Read more

Tech & AI Opportunities in Uganda; How to use AI tools for online work and small business growth.

By
Image
Mobile internet and AI are no longer just for big companies, they can help you grow income too. In Uganda, internet use has soared (from about 6% to 20% of people between 2016 and 2020), and operators are now helping even more Ugandans get smartphones on easy installments. This means anyone with a phone and data can start using smart tools. Across Africa, “even low-tech entrepreneurs are using chatbots in local languages, AI-assisted planning, and mobile outreach tools to grow their customer base”. In Uganda, for example, a young entrepreneur noted that learning to “leverage digital tools” helped her **grow her customer base, reaching more people beyond her immediate network”**. In short: the tech wave is coming to Uganda, and you can ride it with just a phone and a bit of curiosity. Anyone with a Phone Can Start Today You don’t need fancy equipment or a computer a basic smartphone with internet is enough. The official ChatGPT app for Android or iPhone is free and brings the powe...
Read more

Why Africa Remains Poor: The Harsh Reality and the Way Forward

By
Image
  Poverty in Africa is one of the most discussed topics around the globe. From the dusty rural villages to bustling cities, poverty continues to eat away at the dreams of millions of Africans, slow but sure. But why, despite Africa’s rich resources, culture, and creativity, are so many people still trapped in poverty? 1. Historical Burdens That Still Linger Colonialism stripped Africa of its wealth and left nations divided along artificial borders. Resources were extracted, people were exploited, and after independence, many countries inherited weak institutions and fragile economies. This historical weight still affects African development today. 2. Leadership and Governance Challenges While Africa has had great leaders, corruption and poor governance remain a major challenge. Mismanagement of public funds, lack of accountability, and policies that prioritize personal gain over public service have slowed development. Without strong leadership, even abundant re...
Read more

How Bodaboda Riders, Vendors & Chapati Guys Are Building the New Uganda

By
Image
They wake up before the sun. Some push carts. Some ride boda bodas through traffic jams and potholes. Some flip chapatis on street corners, their hands seasoned by fire and hustle. These are the everyday heroes of Uganda , the vendors, the boda riders, the chapati guys, who are silently but powerfully building the new face of our country. The Real Economy Is in the Streets Uganda’s economy doesn’t just run from tall buildings and air-conditioned boardrooms. It runs through the dusty roads of Kisekka, Owino, Katwe, and Nansana. It flows in small notes  500s, 1ks, 2ks  exchanged under umbrellas, from stalls, behind mobile money booths, and chapati stands. These informal workers make up over 60% of Uganda’s workforce . They may not be registered companies, but they feed families, pay school fees, build rentals, and even support relatives in the village. They Are Entrepreneurs in Disguise The boda guy who owns two motorcycles and hires riders? He’s a fleet ...
Read more

Online Earnings: How to Separate Legit Opportunities from Costly Scams.

By
Image
The internet has opened up countless ways to earn money from home, from freelance marketplaces to “get-paid-to” (GPT) apps. But along with real opportunities has come a flood of scams. In fact, the FBI’s Internet Crime Complaint Center reports thousands of job‐scam complaints each year  over 16,000 in 2020 alone, with losses exceeding $59 million. Scammers often promise easy money or high hourly rates to lure in victims. To stay safe, you need to do your homework . In this guide we’ll explain how to vet a site or app before you commit time (or money) to it. Research the Company Behind the Offer Start by investigating the employer or platform itself: Official registration and history: Legitimate businesses are usually registered and have a verifiable history. Check government business registries (e.g. a Secretary of State database or local chamber of commerce) to confirm the company exists. For example, reputable platforms like Upwork and Fiverr have been publicly traded or...
Read more

Tired All the Time? Here’s What Helped Me Get My Energy Back

By
Image
  Do you wake up feeling tired, even after a full night's sleep? Are you chasing your dreams, hustling daily, running a business, trading online but your energy is always low? That used to be me. I’m a proud Ugandan hustler  I run a chapati business, trade forex, and build online platforms like Glow With Yiga . But behind the grind, my body was suffering. I felt weak, foggy, and frustrated. 💡 The Natural Energy Booster That Changed My Life One day, I came across a powerful natural wellness supplement from TruWild. It’s made for active people like us the kind who work hard, push themselves, and don’t have time to waste. ✅ 100% natural ingredients ✅ Boosts energy without sugar or caffeine crashes ✅ Supports mental focus and body recovery ✅ Easy to use daily even on a tight schedule 🌿 Try It Here - TruWild Wellness Booster 🔋 What Happened When I Started Using It After just a few days: I stopped feeling sleepy in the afternoon ...
Read more

Why Primary Schools Should Teach Children About Money?

By
Image
  When we were young, many of us learned money the hard way trial, error, and a few painful mistakes. Imagine a Uganda where children grow up fluent in saving, budgeting, and smart earning . That begins in Primary School . This guide explains why money education matters, what to teach at each level, and how schools, parents, and communities can make it real — starting now. Money Is a Life Skill Not Just Numbers Children study math, English, and science. But day-to-day life is powered by decisions like “Should I save or spend?” “Is this a need or a want?” “How can I grow my money safely?” Money lessons help children build confidence, discipline, and vision. A Primary Four pupil who learns to set aside 500 UGX from pocket money will reach secondary school already practicing healthy habits. Big Idea Teaching money early protects children from future debt traps and builds a culture ...
Read more

Spiro E-Bikes — A Real Chance for Boda Riders and Hustlers to Earn More

By
Image
  A deep, honest guide for riders, vendors and young hustlers who want to cut costs, ride cleaner, and grow their income with electric boda bodas. Electric boda: less fuel, less stress, more profit — one swap at a time.  Why This Matters to Every Hustler If you earn with a motorcycle in Uganda  as a boda rider, delivery person, or mobile vendor  you know the pain of rising fuel costs, endless maintenance, and lost hours. Spiro electric motorcycles and battery-swap networks are changing that story. This is not a fancy trend for big cities only  it is a practical tool for the everyday hustler to save money, do more trips, and keep more of the money they earn. What Is Spiro and How Does It Work? Spiro builds electric motorcycles designed for African roads and supports them with battery-swap stations. Instead of waiting hours to charge, riders swap a used battery for a charged one in minutes  and ...
Read more

5 Habits That Are Slowly Changing My Life

By
Image
Life doesn’t change overnight. It changes slowly — through small, consistent actions. I’m not perfect, but I’ve started doing a few things every day that are slowly transforming how I think, feel, and grow. Here are 5 habits that are helping me glow up — not just outside, but from the inside. --- 🌅 1. Waking Up Early (Before 6:30 AM) There’s something powerful about starting your day before the noise begins. You think better. You pray better. You plan better. Even 30 minutes earlier makes a difference. > When you win your morning, you win your day. --- 🧠 2. Feeding My Mind with Positivity I’ve started replacing random scrolling with motivation. I listen to podcasts, read a chapter of a book, or watch short motivational videos on TikTok or YouTube. > Garbage in, garbage out. Greatness in, greatness out. --- 📓 3. Journaling My Thoughts Writing down how I feel — even for 5 minutes — helps clear my head. I note down: What I’m grateful for 🙏 What I’m stressed about 😔 My goals ...
Read more

What Makes One Person Rich and Another Poor? A Hustler’s Honest Guide

By
Image
   Real talk for young hustlers: the difference between rich and poor is smaller than you think and bigger than you want to admit. This is practical — not theory. Start small. Think big. Choose habits that build wealth. — Glow With Yiga  A Truth I Tell Every Hustler I started with a frying pan and 5,000 UGX saved each day. Some days it felt small. Some days it felt impossible. Yet today I can say this with confidence: being rich or poor is less about luck and more about choices, habits, and the systems you build around your life. This post is for the person who wants to change those choices, for good. The Big Picture — Wealth Is Not Only Money When I say “rich,” I don’t only mean bank balance. Richness includes freedom, options, health, time with family, and the ability to invest. Poverty is not just lack of cash, it’s lack of options and the stress that eats your decisions. So how do some people climb while...
Read more
WhatsApp